AR Health Score Assessment

Find Out Where Your Money Is Stuck (and How to Get It Back)

94%
faster cash
recovery
15 hrs
saved
per week
10+
UK finance
teams
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See Your Cash Flow Improve Each Month

Get a fresh assessment every month to see if the changes you're making are actually working. Track whether customers are paying faster, spot which months are slow, and know exactly what's improving your cash position—no guesswork.

✓   Collections running in the background, 24/7, without being asked

  "It's like having an extra finance team member — without the salary."

  Cash flow you can predict — not just hope for

  Finance team spending time on strategy, not spreadsheets

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Automated invoice payment collection, from prediction to  payment

Built specifically for leading finance team - built now, for later.
We don't share your financial information with anyone. Period. Everything is encrypted and stored securely.
Your Data Stays Private
Works With What You Already Use
Connects directly to Xero, QuickBooks, Sage, or FreeAgent in seconds. No spreadsheets to upload or data to copy-paste.
Built for Finance Teams Like Yours
Created specifically for tech forward companies to have control of their cashflow.
Get Answers in 2 Minutes
Instantly see where your cash is stuck and what to do about it.
Based on Real Payment Data
We've analyzed millions of business payments to show you how you compare—and where you can improve fastest.
Intant Results
This is a real diagnostic tool. Get your results by email immediately. We'll only call if you ask us to.

Equisettle doesn't just predict late payments—our AI autonomously executes your entire collections process. From intelligent outreach to payment recovery, we do the work.

We don't share your financial information with anyone. Period. Everything is encrypted and stored securely.

Your Data Stays Private

Collections running in the background, 24/7, without being asked

"It's like having an extra finance team member — without the salary."

Finance team spending time on strategy, not spreadsheets

Cash flow you can predict — not just hope for

Product Dashboard

Your AR Team works 9-5. Equisettle works 24/7.

Most finance tools show you what's overdue. Equisettle tells you what's going to be overdue — and then handles it before it becomes a problem. Our AI analyses 50+ signals across payment history, customer behaviour, and seasonal patterns to predict issues up to 14 weeks out. Then it acts.

Predict Late Payments Before They Happen

Know which invoices are at risk 7–14 days in advance. Our model analyses payment history, invoice size, seasonality, and customer behaviour — with 94% accuracy.

Collections That Run Without You

Equisettle automatically escalates at-risk invoices across email, SMS, and WhatsApp — personalised per customer, timed for maximum response. You only get involved when it's actually necessary.

Cash Flow Visibility You Can Plan Around

See your predicted cash collection for the next 30–90 days. Know exactly which customers to prioritise and when. Make decisions with data, not gut feel.

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Still scrolling? There's
real money waiting in your
AR

Pick a time above and we'll show you exactly how much — live, using your own data, in 30 minutes.

No credit card · No commitment · GDPR compliant · UK team

Finance teams that stopped chasing and started collecting

How it works

Connect once. Collections run automatically.

No IT team. No lengthy onboarding. Connect your accounting software and Equisettle starts working on your wholesale AR immediately.

01
Connect your accounting software

Link FreeAgent, Xero, or QuickBooks with a few clicks. Your invoices, customer history, and payment data sync automatically — no CSV exports, no manual setup.
5 min setup
02
AI learns your trade account patterns

Equisettle analyses 50+ behavioural signals across your payment history to score every customer and invoice. The longer you use it, the smarter it gets.
94% accuracy
03
Wholesale collections run without you
From day one, Equisettle manages your entire collections process while you focus on the work that actually moves your business forward.
Live in 48hrs