Your AI Agent Handles Collections While You Focus on
Growth

Equisettle's AI knows which customers will pay late — up to 14 weeks before it happens. Then it acts: sending the right message, at the right time, through the right channel. No spreadsheets. No awkward calls. No chasing.

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40%
faster cash
recovery
15 hrs
saved per week, per team
10+
UK finance
teams
Product Dashboard
Built for UK growth companies
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The average business has 6 weeks of revenue stuck in
unpaid invoices right now

Equisettle doesn't just predict late payments—our AI autonomously executes your entire collections process. From intelligent outreach to payment recovery, we do the work.

74%
of UK businesses struggle with late payments — every day an invoice sits unpaid, your cost of capital increases
15hrs
lost per week to manual chasing, reminder emails, and payment calls — time your team will never get back

1 in 4
UK SMEs say late payments have pushed them close to insolvency. For growing businesses, your AR isn't just admin. It's survival.

Your AR Team works 9-5. Equisettle works 24/7.‍

Most finance tools show you what's overdue. Equisettle tells you what's going to be overdue — and then handles it before it becomes a problem. Our AI analyses 50+ signals across payment history, customer behaviour, and seasonal patterns to predict issues up to 14 weeks out. Then it acts.

Predict Late Payments Before They Happen

Know which invoices are at risk 7–14 days in advance. Our model analyses payment history, invoice size, seasonality, and customer behaviour — with 94% accuracy.

Collections That Run Without You

Equisettle automatically escalates at-risk invoices across email, SMS, and WhatsApp — personalised per customer, timed for maximum response. You only get involved when it's actually necessary.

Cash Flow Visibility You Can Plan Around

See your predicted cash collection for the next 30–90 days. Know exactly which customers to prioritise and when. Make decisions with data, not gut feel.

Product Dashboard
5 min setup

Live in 48 hours. No IT team required.

Connect your accounting software, and Equisettle handles the rest. Your dedicated success manager gets you fully live within two working days.

01
Connect in Minutes
Link FreeAgent, Xero, or QuickBooks with a few clicks. Your invoices, customer history, and payment data sync automatically — no CSV exports, no manual setup.
5 min setup
02
AI Builds Your Risk Profiles
Equisettle analyses 50+ behavioural signals across your payment history to score every customer and invoice. The longer you use it, the smarter it gets.
94% accuracy
03
AR Runs on Autopilot
From day one, Equisettle manages your entire collections process while you focus on the work that actually moves your business forward.
Live in 48hrs

What actually changes when your AR runs itself

Equisettle's AI knows which customers will pay late — up to 14 weeks before it happens. Then it acts: sending the right message, at the right time, through the right channel. No spreadsheets. No awkward calls. No chasing.

✓   Collections running in the background, 24/7, without being asked
‍
✓   "It's like having an extra finance team member — without the salary."
‍
✓   Cash flow you can predict — not just hope for

✓   Finance team spending time on strategy, not spreadsheets

48 hr
to fully live, with a dedicated success manager by your side
15 hrs
saved per week — that's nearly 2 full working days back
94%
payment prediction accuracy across all customer types
40%
faster cash recovery compared to manual AR processes

Finance teams that stopped chasing and started collecting

Don't take our word for it

Works with your stack

Already using FreeAgent, Xero, or QuickBooks? You're ready to go.

Connect in minutes. No engineers needed. Your data stays yours.

FreeAgent
GoCardless
Xero
Quickbooks
Sage
Salesforce
Zoho Books

You have money that's owed to you. Let's get it back.

Get your free AR Health Score in 2 minutes — see exactly where your cash is stuck, which customers are high risk, and what Equisettle would recover for you.

Get My Free AR Health Score
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No credit card required · Live in 48 hours · Built for FreeAgent, Xero & QuickBooks · GDPR compliant